My Story

my story

Why I built Money Mastery Institute

I knew early on that I didn't want to trade time for money. So I built something. For over 30 years I ran a successful landscape construction company — made money, enjoyed a good lifestyle, provided for my family. By every visible measure, things looked good.

But nobody ever taught me the money game. Not really. I was earning — but I wasn't building. I didn't put money away for retirement. And before I knew it, I was at retirement age with nothing stored up to show for three decades of hard work. That was a hard moment to face.

In 2015, I got an opportunity to go into sales — traveling city to city for two years, selling a product that ranged from $20,000 to $50,000. Good money. Good people. But what struck me most wasn't the sales. It was the stories.

Everywhere I went, I heard the same thing. People living good lifestyles — nice houses, nice cars, good jobs — but they weren't saving. They weren't investing. They had no real financial foundation underneath all of it.

To my surprise, it didn't matter where I was or who I was talking to. The story was always the same: earning, but not building.

After I left that company, I was looking for something more. Then I attended a seminar for entrepreneurs, and the speaker said something that stopped me cold:

"Solve the biggest problem you can, and you will be successful."

That was my aha moment. I had spent two years listening to hundreds of people share the same financial struggle. I had lived that struggle myself. And I realized — nobody was teaching this. Nobody was giving everyday people the real roadmap to financial freedom.

So I started my podcast. Then spent two years researching, interviewing, and digging into the real reason Americans struggle with money. What I found confirmed everything: there was no single place where everyday people could learn the fundamentals of financial literacy — not in a complete, step-by-step system built for real life.

So I built it. That's how Money Mastery Institute was born — a complete ecosystem to learn the fundamentals of financial literacy and follow a clear roadmap, from wherever you are right now, all the way to your Lifestyle by Design.

Kevin Jaramillo

Kevin Jaramillo

C.E.O of Money Mastery Institute

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meet our team

Teamwork makes the dream work

The minds behind the strategy. Meet the seasoned professionals dedicated to delivering clarity, confidence, and results for every client we serve.

Kevin Jaramillo

Founder & Money Coach, host of “Money Conversations with KJ.”

Cathy Jaramillo

Co-Founder of Money Mastery Institute

Raisah Dayto

Operations Head, Leading Platform and Business Operations

Mauren Hermosa

Virtual Assistant, Providing Top-notch Digital Assistance

Ritchel Esto

Virtual Assistant, Providing Top-notch Digital Assistance

Creating a Lifestyle by Design. Helping everyday people learn the rules of the money game — all the way around.

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